Tontine
We don't currently offer a tontine, or any other longevity product, nor do we provide advice on longevity products. We do own the domain goldtontine.com (it will redirect you to wealthandincome4u.com). We consider the concept of pooling longevity risk to be very important in meeting longevity needs, so we have decided to keep our options open with regard to any future offer of a gold-based tontine product, as may be allowed under regulation at the time.
What we would like to help you with is improving your awareness of longevity needs as they relate to your level of accumulated savings.
The chart below shows a stylised example of savings under free exchange, including payments from a tontine based longevity pool which becomes a key source of income from age 90 onward.